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^† Offer subject to credit approval. Not everyone will qualify for the World MasterCard and its benefits. Benefits will vary depending upon the card for which you are approved. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum MasterCard with fewer benefits. See Terms and Conditions for information about the account terms and benefits that will apply if you are approved for the Platinum card. This offer is available to new Cardmembers only. For information about the rates, fees, and other costs associated with the use of this credit card program please see the Terms and Conditions

¹Not all items are eligible for the Rewards plus Dollars feature. Exceptions include gift cards, DVDs, and items currently offered at less than 2500 Rewards. These exception items are still available using the traditional, Rewards only option.

² Use of RCI Member Dollars credits or the RCI Resort Dollars card is subject to certain rules and restrictions of RCl, the preloaded card provider and the participating affiliated resort or merchant accepting the preloaded card, as applicable. RCI Resort Dollars cards have no implied warranties and are not credit cards. RCI affiliated resorts are not sponsors or co-sponsors of this program. RCI Member Dollars credits may take the form of a credit to the RCI subscribing membership account the cardholder designates, and the cardholder may apply the credit to an RCI product or service by calling the designated, toll-free number. The account designation, once made, for each RCI Members Dollars credits redemption is final. Taxes are excluded from the value of the Reward ltem. RCI Member Dollars credits may not be used toward RCI Travel, a travel agency that provides certain services and products to RCI members.